Ann Carrns

The Seattle Times

More renters are using tools to skip security deposits, but there's a catch

By: Ann Carrns

By As renters struggle to cobble together cash for the upfront costs needed to sign a lease, financial technology firms are promoting alternative tools to manage a common pain point: security deposits.

The Seattle Times

Americans aren’t money savvy, and we’re only getting worse

By: Ann Carrns

Researchers say people with poor understanding of basic finances often make bad decisions on money matters.

The Seattle Times

Why some banks still charge high overdraft fees

By: Ann Carrns

Overdraft fees remain stubbornly high at some banks after a rule limiting the charges was scrapped last year.

The Seattle Times

If you're in debt and being sued, there's help

By: Ann Carrns

By The New York Times As debt collection lawsuits clog state and local courts, efforts are underway to help strapped consumers using new legal protections and, in some cases, help from artificial intelligence.

The New York Times

FAFSA Form for College Aid Will Be Less Stressful This Year, Officials Say

By: Ann Carrns

The college financial aid form has long been a stressor for high school seniors and their parents. Fixes have made it simpler and faster to complete, officials say.

Las Vegas Sun

Changes are coming to the FAFSA. But will it be ‘delightful’?

By: Ann Carrns

Filling out the FAFSA college student aid form may not yet be “delightful,” as federal officials hope.

The Seattle Times

If you’re struggling to pay day-to-day bills, there’s help

By: Ann Carrns

Credit counseling agencies can help borrowers create a workable budget and, if needed, offer a formal debt management plan.

The Boston Globe

Changes are coming to the FAFSA. But will it be ‘delightful'?

By: Ann Carrns

The FAFSA update for the 2027-28 academic year is undergoing testing and is scheduled to be made widely available to students by Oct. 1, the traditional annual opening date.

The New York Times

The Pros and Cons of Paying Off Your Mortgage Early

By: Ann Carrns

Homeowners who make extra payments can save thousands of dollars in interest. But, financial experts say, paying down other debt, with higher interest rates, may be a better option.

RealClearMarkets

The Pros & Cons of Paying Off Your Mortgage Early

By: Ann Carrns

Homeowners can save thousands of dollars in interest on their mortgages by making at least one extra payment toward the principal annually, but only about a quarter of borrowers do that, according to