Austin Smith

MSN

Dave Ramsey tells unmarried mom with $25,000 she's one breakup away from being homeless

By: Austin Smith

A stay-at-home mother called The Ramsey Show on March 31, 2026 with what she framed as an investing question. It turned out to be a financial emergency she had not fully named yet.

24/7 Wall St.

A 59-Year-Old Built a $4,700 Monthly Paycheck The Easy Way

By: Austin Smith

Three income investments can all generate the same monthly paycheck before retirement, but the capital each one demands reveals a gap wide enough to reshape your entire financial plan.

The Miami Student

Quiet week for Oxford police ahead of students’ return

By: Macey Chamberlin, Austin Smith

Between Aug. 10 and Aug. 17, police officers responded to seven different incidents, according to the Oxford Police Department report.

MSN

Ramsey tells $700K saver marrying pharmacist with $220K debt: 'You'll need a stiff bourbon after this'

By: Austin Smith

Ramsey advised paying off $220K in student loans at rates up to 8.94% before marriage, calling the emotional discomfort of doing so completely normal.

AOL, Inc.

Clark Howard Says Banks Are Benign Drug Dealers, Here Is What He Really Means

By: Austin Smith

Quick Read BNPL checkout screens show $100 instead of $400, a reframing that drives users to spend roughly 6% more than non-BNPL shoppers.

MSN

Dave Ramsey: "You haven't been paid in 20 weeks but you only recently discovered that?"

By: Austin Smith

A master electrician called into The Dave Ramsey Show in March 2026 and revealed he was owed $18,000 in unpaid wages after going 20 weeks without receiving full paychecks.

MSN

The lifestyle a $3 million retirement actually buys in 2026

By: Austin Smith

A couple with $3 million saved, Social Security at 70, and a low-cost zip code can clear $12,790 per month after taxes in 2026.

MSN

Dave Ramsey tells $600K engineer who lost job: Keep cash, don't pay off San Francisco mortgage

By: Austin Smith

A web engineer making $600,000 a year just lost their job and has enough cash to wipe out their San Francisco mortgage entirely.

The Miami Student

Oxford police cite underage drinking, fake IDs and warrants

By: Austin Smith

Between Aug. 24 and Aug. 31, police officers responded to 33 incidents, according to the Oxford Police Department report.

MSN

You turn 73 and the IRS makes you take the money. These 3 ETFs turn forced RMDs into a paycheck

By: Austin Smith

JEPI writes 12 monthly checks a year and SCHD surged 24% over the past year, together covering income today and purchasing power tomorrow.