Brianna McGurran

Experian Spanish Latam

APR vs. APY: What's the Difference?

By: Brianna McGurran, Evelyn Waugh

APY is what you earn each year on savings or investments. APY includes compounding; APR may include fees, depending on the product.

Experian Spanish Latam

How to Budget if You Get Paid Once a Month

By: Karen Axelton, Brianna McGurran

Tracking your spending can help you develop a realistic budget and cover your bills. Build an emergency fund so you can handle unexpected expenses even if payday is weeks away.

Experian Spanish Latam

When Should I Combine Finances With My Partner?

By: Brianna McGurran

When you're in a committed relationship, particularly when living together, opting for the convenience of combining finances and splitting expenses can seem like a no-brainer.

Experian Spanish Latam

Can an Installment Loan Help Improve Your Credit Score?

By: Brianna McGurran, Karen Axelton

Your credit scores may dip briefly after getting an installment loan, but consistent timely payments should help improve your credit over time.

Experian Spanish Latam

What to Know About Using Consumer Credit

By: Brianna McGurran

Consumer credit, put simply, is the ability to pay for items with credit instead of cash, which usually means borrowing money and paying it back over a period of time.

Experian Spanish Latam

How Much Money Should You Have Saved for Retirement by 67?

By: Brianna McGurran, Peggy Bennett

Saving at least 15% of your salary each year could help you reach that goal and maintain your current lifestyle in retirement.

Experian Spanish Latam

How to Budget Using a Credit Card

By: Brianna McGurran, Michelle Tipsword

However, it does take some discipline to resist the temptation to overspend.

Experian Spanish Latam

What Is Return on Investment (ROI)?

By: Brianna McGurran

Return on investment (ROI) is a calculation that compares an investment's benefits to its costs and shows the earnings you may be able to expect in the future.

Experian Spanish Latam

Why There's More to a Credit Score Than a Single Number

By: Brianna McGurran

A credit score by itself is meaningless without an understanding of how it's calculated and how lenders evaluate it.

Experian Spanish Latam

3 Ways to Get Help With Student Loans

By: Brianna McGurran

If you're feeling overwhelmed by student loans, there's plenty of reason for that: Between 2008 and 2018, student loan debt in the U.S. more than doubled, according to Experian data