Deciding when to access your pension is one of the biggest financial decisions you'll make, but not everyone gets it right.
Esther Shaw is a freelance writer at The Sun. With nearly two decades of experience as a consumer money journalist, she specializes in topics such as saving and investing, retirement planning, and the housing market, covering everything from energy bills and pensions to mortgages and mould. Esther's work has been featured in prominent publications including The Money Edit, The Times, and Forbes.
