Leslie Cook

Leslie Cook Mortgage rates remain hovering in the mid-6% range. Although rates are elevated, rising supply and stabilizing home prices are providing greater affordability for many prospective homebuyers.

Leslie Cook One of the most comprehensive pieces of housing legislation in decades just became law. But if you're waiting for home prices to come down as a result, it could be a long time.

Freddie Mac's average rate for a 30-year, fixed-rate mortgage increased to 6.55%, its highest level since the end of May.

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Sample rates presented here are valid as of July 31 and can change at any time. Our top picks for the best mortgage refinance lenders of August 2026

Mortgage rates ticked a little lower on Wednesday as inflation eased in July. Despite the slight decline, rates remain close to this year's highest level, putting pressure on homebuyers waiting for affordability to improve.

The average 30-year rate fell for the second straight day, averaging 6.57% on Wednesday. Well-qualified borrowers who are ready to buy a home should be able to find and lock in a competitive rate.

Finding the right lender makes all the difference when you refinance a mortgage. We review the best mortgage refinance companies of 2026.

The average rate on a 30-year fixed-rate loan rose to 6.73%, up 0.03 percentage points. Fears of rising inflation increased, pushing Treasury yields and the mortgage rates that follow them higher.