Steve Huebl

Bank of Canada researchers found that lower rates lift home sales quickly and housing starts only after a delay, resulting in persistent price increases—particularly when unemployment is low.

TMG Enterprise Partners will provide independent brokerages with shared infrastructure, compliance expertise and operational support while allowing them to retain their ownership, culture and brand.

RMG’s Bruno Valko says global deficits, inflation risks and heavy bond issuance are complicating the outlook for fixed mortgage rates.

New housing survey data show more homeowners struggling with higher payments, even as recent first-time buyers remain less likely than other owners to be in core housing need.

The incoming board will build on MPC's efforts to strengthen advocacy, raise broker visibility and expand practical education for mortgage professionals.

Chief economist Mathieu Laberge says slowing construction could reverse recent affordability gains, while urging changes to how Canada builds and finances housing.

At MPC's national conference, brokers questioned whether the push for faster transactions and greater efficiency could come at the expense of client relationships.

Led by Paradigm and MERIX founding CEO Katherine Gregory, the broker-focused lender plans AI-powered underwriting, a broad range of mortgage products and a national rollout.

Executives at MPC's national conference outlined ambitious growth plans despite an uneven housing market, while highlighting AI investments, funding pressures and growing competition for customers.

Mortgage delinquencies are expected to rise further as renewals continue, but CIBC says other credit indicators show little evidence of broader deterioration.